4 Ways to Afford a College Education Naturally

College is one of the most expensive things a student can purchase for themselves. Nowadays, it’s something that’s essentially required for nearly all careers. Whether you want to go to trade school for a career in construction or university for something such as law, you will need funding. The average family can’t afford to pay out of pocket for their child’s education.

1Families should weigh the costs of college and the worth of a degree. This doesn’t mean not working towards education at all. Fortunately, there are a few ways to pay for school without all the stress. Here’s what you need to know!

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Why is it So Hard to Pay for College?

The cost of college has been a major source of concern for many people all across the world. According to the Bureau of Labor Statistics, in the United States, the average cost of tuition and fees at a four-year public university was $9,410 in 2016. So you know that this has already risen to new heights. It’s even more expensive for private universities. These numbers are staggering, and they are only increasing year by year.

1. First Things First: Save Money on College Tuition

Before you start to Apply to Trade Schools here, you should first check the required tuition at some of these universities, colleges, and trade schools. This should be one determining factor for where you’d want to get your education. Plus, this can also make a massive impact. Afterward, it may be a smart idea to try and save money here and there for college. Even if you do have grants, loans, and scholarships, sometimes you’re still going to need to be able to pay for some expenses out of pocket. Usually, when it comes to student living, food, or books, these will need to be paid out of pocket.

2. Sign Up For Scholarships

Scholarships are a great way to help pay for your education. If you are an aspiring college student, it’s important to have an account with as many scholarships as possible. Many different types of scholarships are available, including those for students with disabilities, minority students, single parents, first-generation college students, and more. The most common type of scholarship is need-based, awarded based on financial need. While yes, you’ll be competing with others, it’s still important to try to apply to some.

3. Apply for Financial Aid

Financial aid is a major concern for many students who want to attend college. However, it can be difficult to find a way to afford college without going into debt. There are various ways that students can apply for financial aid and get help with the process. One of the most popular methods is through a private scholarship, but it goes far beyond just that.

Here are some of the most popular financial aid options:

● Federal Pell Grant: The federal government provides grants for low-income students who are enrolled in undergraduate degree programs at eligible institutions.

● Federal Supplemental Educational Opportunity Grant (FSEOG): The FSEOG is provided by the U.S. Department of Education to any student who qualifies for Pell Grant funds and meets certain requirements for financial need and academic achievement.

● State Grants: Some states provide grants to low-income students studying at eligible institutions within their borders. Grants are typically awarded based on need, with some states having more generous programs than others.

● Private Loans: These usually come from private lenders like banks. It’s highly recommended that students try to avoid these if possible.

4. Sign Up for FAFSA

This is crucial, and students should apply to FAFSA! The FAFSA is a form students fill out to apply for financial aid and scholarships. It is important to complete the form so you can get a scholarship or financial aid to help pay for college.

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Lisa Ehrman
Lisa Ehrman
Lisa has been blogging since 2013, and loves sharing resources and ideas for living a simple life. To get free printables, bonus words, and more - sign up for the newsletter.

About Lisa Ehrman

Lisa has been blogging since 2013, and loves sharing resources and ideas for living a simple life. To get free printables, bonus words, and more - sign up for the newsletter.
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7 Responses to 4 Ways to Afford a College Education Naturally

  1. Marisela Zuniga says:

    These are great tips

  2. Barrie says:

    All of these are great ideas. Our state also gave kids “money” each year for As which went toward state college tuition!

  3. Bea LaRocca says:

    Thank you for sharing these useful tis on affording college, I will pass them along to my children

  4. Donna says:

    I have a couple of family members that will going to college in a few years. I’ll have to share this info with their parents!

  5. Debbie P says:

    This is great information that I will be passing on. Thanks.

  6. Nova S says:

    make use of all the resources you can!

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