How To Retire

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Couple On Vacation

What are your plans for retirement? Do you want to travel or start your own business? Whatever you have on your to-do list it’s very important to have a plan. Before my husband and I retired we had spent our working years consulting a financial planner. He guided us through the ups and downs of the economy.

When the crash hit and recession followed, we would have panicked but our financial planner walked us through the disaster step-by-step. We recovered and were so grateful to have had someone to keep us steady during rough times. Now, we recommend everyone we know to also find a trusted financial planner.

Not everyone has the economic abilities to manage their own retirement account. Some people have good helpers through their workplace, but many of us need special help. You could start with a Retirement Calculator.

During your actual retirement, think about your purpose. Are you more interested in making a difference in the world or pursuing fun and adventure. Here are some ideas for a retirement with purpose:

  • Volunteer
  • Work with a Charity
  • Teach or Tutor
  • Ministry
  • Grow a garden for the community

Here are some ideas for fun and adventure:

  • Start a new hobby
  • Travel
  • Take classes
  • Make new friends
  • Write a book
Couple Retirement Planner

Whatever you want to do in retirement, you must first have enough money to live without a job. When the paycheck stops coming, you must rely on Social Security and your retirement funds or pension. No one wants to run out of money and there are many things to consider, including the high cost of Medicare and the supplemental policies to cover your health care.

A financial planner will be able to discuss with you all the things to consider before you retire. Take the time and spend the money for a good financial planner. Interview the top candidates and make sure that they aren’t working for commissions on stock sales. As a long-term investor, you’ll want a planner that only makes money when you make money.

Take the time to read and learn all you can about retirement before you actually give your notice at work. It makes all the difference in the world to plan and prepare for your future retirement.

@2022, copyright Lisa Ehrman

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Lisa Ehrman
Lisa Ehrman
Lisa has been blogging since 2013, and loves sharing resources and ideas for living a simple life. To get free printables, bonus words, and more - sign up for the newsletter.

About Lisa Ehrman

Lisa has been blogging since 2013, and loves sharing resources and ideas for living a simple life. To get free printables, bonus words, and more - sign up for the newsletter.
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10 Responses to How To Retire

  1. Beatrice LaRocca says:

    Thank you for sharing your wonderful suggestions for living well after retirement

  2. heather says:

    I will have to save this one thanks for sharing these greats tips for retirement.

  3. heather says:

    I commented but I do not see my comment. Thanks for sharing these great tips I will save this one for the future.

  4. good information for so many people

  5. Brittany Gilley says:

    I’m working on “reverse-retirement”- take as much time off as I can throughout the year to travel

  6. rsbrandt44 says:

    I took early retirement. I’ve possibly been going about it all wrong.

  7. Calvin says:

    Good tips for retirement, nice to read about them.

  8. MICHAEL A LAW says:

    This is something I will he looking at shortly. Thanks for the great tips. Its scary..a change this big on a lifetime.

  9. Jeffrey says:


  10. Terri Quick says:

    Thank you for sharing

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