Organization
Put an End to Bad Brushing with Disclosing Tablets
Disclosure: Product was voluntarily tried in order to write post. My opinions are shared and are 100% my own. Even if we have our teeth professionally cleaned twice a year, plaque continues to form on our teeth. Plaque isn’t something that you can see right away. But the dental hygienist can certainly see it and will scrape our teeth until they remove this tooth-damaging film. Disclosing tablets enable us to see where the plaque is building up. This makes it easier for us to brush more effectively and prevent tooth decay. What are Disclosing Tablets and Why do we need them? These chewable tablets are usually made up of vegetable dyes, and come in colors such as red or blue. The tablets I received are purple. When children or adults chew these tablets, the teeth are temporarily stained a bright color. This helps us to see where the plaque is building up. These plaque spots make it easy for them to see where they may have been missing good dental care. It usually is at the base of the tooth or in between teeth. How Have I Used Them & How Will I Use Them In the Future? These areas are usually harder to reach. We can reach these areas with longer brushing and flossing. Over time, the use of plaque disclosing tablets can lead to cleaner teeth due to the helpful knowledge that the tablets can remind us of our need to brush and floss better. Using the Smile Brilliant teeth cleaners, I’ve been reminded about the areas where I need to spend more time on dental care. I’ve used these tablets and plan to continue chewing them up. These are very easy to use and have the instructions (with pictures) right on the box. Ingredients are also listed. All I had to do was to chew the tablet and swish this around in my mouth. Looking in the mirror, it was easy to see where the stain I plan to continue using disclosing tablets to help rid my teeth of plaque that can cause cavities. If you want to try these for yourself and/or your children, you can save 25% on your purchase. Just click HERE and use the Code: usfg25 This is and easy and frugal way to try plaque disclosing tablets for yourself to see how they can benefit you! @2021, copyright Lisa Ehrman.
11 Best Budgeting Apps Not Country Specific
Best budgeting apps not country specific This article lists the best budgeting apps without a link to a specific country. It is the result of a few days of research coupled with years of experience using many apps. Not country specific apps most generally rely on manual inputs for income and expenses. But there are also banking apps available in many countries that include budgeting like Revolut and N26. If you move among the countries where those online banks operate, you can profit from those apps and use their integrated budgeting features. Besides, it is also possible to always spend with a card linked to the account. Then the expenses and budget aggregation is fully automated. The Gist (“Too Long Didn’t Read” version of the article) Most good budgeting apps have similar features: transaction creation (expense and income), charts to track spending vs budgeting and budgeting definition. Then, consider 5 key factors to choose from for a pleasant experience that make you keep using it: The ease of using visuals. The beauty of the visuals and charts. The compatibility: exports (to CSV, Excel), iOS/Android/Desktop. The highlighted not common features: multi currency, synchronization. The freedom: Many apps are free without feature restrictions. Table of Contents The Gist (“Too Long Didn’t Read” version of the article) 1 Money Manager Expense & Budget 2 Daily Budget Original 3 Wally 4 Wallet by Budget Bakers 5 1 Money 6 Easy Home Finance 7 Say Money 8 Financisto 9 Free Expense Tracker & Budget Planner – Bookipi What is the next step? Here below the 9 apps considered: Money Manager Expense & Budget Good for: Budget view as a quick expenses vs income view. Cost: $4.99 for no ads and unlimited accounts Free: limited to 10 accounts. You can recommend the app: if someone uses your code, both earn points. Points unblock features and paid plans for free. Pros It shows your expense against your budget to quickly see how much remains. PC Manager: lets you use your computer if they are connected to the same Wi-Fi. For security, it is recommended to use this feature at home and not in public networks. Lets users define a pass-code for the app. Has Card management (debit and credit): To easily identify their payment dates. Cons Has ads in the free version. Availability (Android, iOS) Features Export: Yes. Can extract data to Excel Backup/restore: Yes Multi-currency: Yes. Each account can be in a different currency. Automatic exchange rates retrieved. Visual highlights: Light and dark modes, and 6 main colors Daily Budget Original Good for: Extreme ease of use. It shows you how much remaining you have according to your monthly budget but divided proportionally to daily consumption. Cost: $7.99 Pro upgrade $6.99 PRO all features $4.99 Plus upgrade $1.99 More category icons $1.99 analysis graphs $1.99 Daily Budget PRO $1.99 Dropbox sync $0.99 no ads $0.99 PIN protection $0.99 CSV export Source Pros: Key features are free. They claim forever free, including the daily budget consumption Enter your income and percentage savings desired and the app calculates the daily budget consumption allowance. Cons Paid features: more customizable categories, pass-code, Dropbox synchronization, CSV export Availability (only iOS) Features: Export: Yes, to CSV. Backup/restore: No. Multi-currency: No. Visual highlights: Light and dark modes. Wally Good for: Sync with bank accounts in 70 countries, 15,000 banks and 60 currencies. Cost: Free to download $74.99 for lifetime access Wally Gold: $24.99/YEAR or $1.99 per month includes: Repeat Notifications or $5.99 per year if bought alone. Advanced Filtering or $5.99 per year if bought alone. Advanced Categories or $5.99 per year if bought alone. Advanced Exporting or $5.99 per year if bought alone individually Advanced Budgeting or $5.99 per year if bought alone. Foreign Accounts or $6.99 per year if bought alone. Currency Converter or $5.99 per year if bought alone Unlimited Teams or $11 per year if bought alone Pros: Budgeting calendar. Notifications before a payment repeats Joint accounts possible to use in teams or couples Cons Expensive paid version. Availability (only iOS) Features: Export: Yes, to CSV Backup/restore: App retrieves transactions directly from bank accounts End-to-end encrypted and ISO 27001 certified (Security International Norm) and GDPR compliant (Personal Data Management Law in Europe) Multi-currency: Yes, and automatic currency exchange updates Wallet by Budget Bakers Good for: Best overall Cost: Free plan available without time limit restrictions Paid: $5.99/month, $21.99 per year or $49.99 lifetime Pros: Bank account sync from 3500 banks worldwide Dedicated budget manager Useful graphs and statistics Share accounts with selected users Import and export Cons Free version is limited to 3 accounts Premium for 5€ per month to get data from your bank accounts. Most advanced features are in android, not in desktop or iOS. Mainly synchronization with Google and Facebook (not ideal for privacy-minded people) Availability (Android, iOS, Web) Features: Export: Yes, to CSV, Excel, PDF Backup/restore: Yes. Multi-currency: Yes 1Money Good for: Budgeting per expense category. Cost: 3 months for $2.99 1 year for $5.99 Lifetime access for $14.99 but offer now for $4.99 Pros: Beautiful budgeting per category. Useful debt and savings tracker. Cons Has ads. Paid features: backups, exports, synchronization Availability (only Android) Features: Export: Yes, to CSV. Backup/restore: Yes, linked to email. Also synchronization is possible. Multi-currency: Yes, with automatic exchange conversion Visual highlights: light and dark themes. Easy Home Finance Good for: Expense tracker more than budgeting but fully free without specific currency assignment. Cost: Fully free Pros: Fully free Available in 26 languages Cons Simple visuals. Lacks specific budget features but its free nature makes it valuable. Availability (Android) Features: Export: Yes, to CSV, XML, PDF. Backup/restore: Yes with Google Drive and files. Multi-currency: Yes but no automatic exchange rate. Say Money Good for: Using voice commands for input and output. It is like having a virtual assistant. Cost: Main features are free Pro (all features): $4.99 in offer Premium (Android+Desktop): $9.99 Backup and restore: $0.89 Budgeting: $0.89 Reports: $0.69 Currency converter: $0.69 Unlimited fix payments $0.89 Management of … Read more
Homeschool Tips for a Great Back-To-School Year
School is starting! Some families will drop off their children or help them catch the school bus every morning. Some will homeschool or work at online school. Whatever way school is done, it’s about time for learning to begin. Are you ready? Homeschool Tips for a Great Back-to-School Year 2. Prepare Your Supplies – Have your textbooks, living books, or online subscriptions ready to get started on Day 1. Make sure to have notebooks, paper, pencils, art supplies, etc… in place and stored in an organized manner. This is a great time to go through last year’s stash and see what may need to be replaced. Those old markers may be dry. It’s also a good opportunity to let children help you put things in order. 3. Prepare with your Planner – Do you use a digital or a paper planner? Get this ready to use. My best tip is to prepare six weeks of lesson plans before the first day of school. This will help things to go smooth and take so much stress off of you. 4. Prepare your Heart – This should probably be the first thing! The last year and a half has been hard on everyone, even our children. We need to prepare our hearts for a good year at home with our families and with our homeschool. We always prayed together for a year of blessings and liked finding a new verse in the Bible to have for a theme verse. 5. Architectural Digest has recently written “How To Set Up Your Homeschool Room 2023 Guide.’” You’ll find some refreshing ideas to keep it neat and organized. GIVEAWAY Also, I am thrilled to bring you the 2021 Rainbow Resource Center Giveaway! The winner can win a $200 Gift Card to Rainbow Resource Center. Another (home) school year is about to start! Many homeschool moms are busy preparing and finalizing curriculum choices for the upcoming school year. And many are trying to stick to their tight homeschool budget, hoping it will cover all the books and resources they will need. Winning a gift card to a major online homeschool retailer would surely help you check some things off of your curriculum wish list. Well, I’ve gotten together with a great group of homeschool bloggers to bring you a chance to do just that! Three homeschool families will win a $200 gift card to Rainbow Resource Center!! We know homeschooling can put financial strain on families – whether it’s from living on one-income or buying curriculum for multiple children – the financial aspect of it can be stressful. Our hope is that we can bless a few homeschool families (although we wish we could bless many more) so they can buy curriculum, books, games, puzzles, or whatever educational supplies they might need, with a little less stress. To enter for your chance to win, simply use the Rafflecopter form below to enter. Now I know this is quite a few entries, but each of these bloggers has generously chipped in their own money to make this giveaway possible, so I hope you will take the time to do all of the entries. And hey, the more entries you do, the better your odds are of winning! Giveaway ends July 30, 2021 at 11:59pm ET. Must be at least 18 years of age. Must be a resident of U.S. or Canada to enter. Selected winners will have 48 hours to respond to email notification to claim their prizes or another winner will be drawn. By entering this giveaway, you agree to be added to the email lists of the participating bloggers (see the Terms & Conditions on the Rafflecopter form for the complete list) .a Rafflecopter giveaway @2021, copyright Lisa Ehrman